Saving & Investing in New Zealand

This website will introduce you to some of the basic principles of saving and investing in New Zealand.

Many of the "experts" say New Zealand has a low savings rate. State welfare has traditionally been blamed for undermining private savings rates.
Recent work by various government appointed bodies suggests that we can look forward to a number of changes in the saving and investment rules for New Zealanders.

KIWISAVER

The savings landscape has been changed by the introduction of KiwiSaver and the inducements the Government is offering to people who join up.

If you would like to find out how your KiwiSaver Scheme is performing and to find out about the very few KiwiSaver Schemes that are actually getting good results get my free white paper about my suggested strategy. CLICK HERE.

SAVING EFFECTIVELY

Over the years we have seen a rapacious attitude from some of the large savings and investment advisory establishments. The prime objective of these organisations is to maximise their own profits by imposing an inventive dictionary of fees and expenses on your savings. CLICK HERE TO LEARN ABOUT THE BEST WAY TO SAVE.

UK PENSION TRANSFER

Transferring your pension from the UK can give a worthwhile end result, but there are a number of traps for the unwary. Many operations and advisors do not point out these traps because they are more interested in the fees they generate rather than giving you advice that benefits you. GO HERE TO GET THE PENSION TRANSFER GUIDE.

YOUR MONEY & RISK

Most people understand Risk to be the possibility of losing some or all of the money you invest. Academics usually measure investment risk by calculating the standard deviation of the historical returns or average returns of a specific investment. A high standard deviations indicates a high degree of risk. They miss the point because historical risk cannot effectively measure future risk of an investment.
What is Your Risk Tolerance?
The answer will vary based on your age, experience, net worth, risk capital and the actual investment or trade being considered. For a QUICK & EASY RISK TEST CLICK HERE. This will give you a measure of both your Attitude towards Investment Risk and for your Capacity to take on Investment Risk.

SUCCESSFUL INVESTING

Many investors continually base their decisions on emotions, rumors or chasing the next hot opportunity, and often end up losing money. While it may be true that in the stock market there is no rule without an exception, there are some principles that are tough to dispute. GO HERE TO LEARN ABOUT THE FOUR KEYS TO SUCCESSFUL INVESTING.

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